As most people know, the cost of healthcare can be high. After copays, deductibles, and expensive maximum out-of-pocket costs finding enough money to purchase your prescription can be a challenge. Luckily, Hooray Health has a few tips to save you money the next time you head to the pharmacy.
Ask for Generic
In many cases, there is a generic version of the prescription you need. Generics have the same active ingredient as the name brand version of the prescription and will cost a fraction of the price with most generics ranging from $4 – $20 depending on the pharmacy. And when a generic version of your prescription isn’t available, ask your doctor if there is a similar drug you could take that has a generic version.
Ask for a Larger Dose
For prescriptions that you take on a long-term basis, consider asking for larger supplies to help reduce your out-of-pocket spending. By asking for a 90-day supply over a 30-day supply you can avoid paying a monthly copay on your prescription, by paying once every three months.
Similarly, asking for a larger dosage per pill on drugs that you can split in half could allow you to save a little extra money. Although, a general rule is that extended, or time-released medication cannot be split.
Shop Around for Options
Not all pharmacies charge the same price for the same drug for one reason or another, which could end up costing you more money if you don’t shop your options beforehand.
Calling before you fill your prescription at a certain pharmacy can give you an idea of what prices will be like at different locations, allowing you to choose the most affordable option.
Otherwise, companies like Hooray Health, and other healthcare apps or prescription discount programs, allow you to compare prices without making a call to the pharmacy. From their app, you can compare prices and choose the one that’s best for your budget and location; a practice that will save you from wasting your time and money.
So, the next time your doctor prescribes you a prescription, remember your options to find more affordable treatment. By taking the time to do some research, you will end up putting more money back in your pockets. And that’s worth cheering about!
Header Photo Credit: Trainer Academy